Business Loans

Don’t sit and wait… fast-track your cash flow today

various repayment options to suit your needs

Providing business loans that are customised to fit your cash flow needs

We can help you by providing short-term loans that sit alongside your existing lending facilities. This is a great way to help your business to innovate, continue to grow and remain competitive.


The process is quick and easy, and can be completed in 3 simple steps.

1. Tell us how much you need to borrow and how long you need to borrow it for

2. We will discuss, decide, and agree terms

3. You then sign and agree to the paperwork and then receive the funds

We will help you to choose the right loan structure for your business...

Making Sure you choose the right loan structure

Every business operates differently, some will operate in a seasonal environment (meaning cashflow is inconsistent throughout the year) while others may only have a handful of clients causing their cash flow receipts to be unpredictable.

Whichever way your business is structured, it is important that you loan and repayment terms are suited to your individual needs.

Unlike many lenders, Paul Michel Finance is able to provide you with traditional loan types – such as principal and interest, interest only and end of term – but also with your own custom repayment schedule. This unique option is available through Paul’s partnership with Fifo Capital.

Who is this suited for?

This service is suited to those businesses who need funds to invest in capital projects or are experiencing strong growth. These finance are great for those businesses looking to invest in plant, machinery or vehicles, or are needing to pay for large bulk purchases of inventory. This is also suited to businesses who have a large, one-off bill to pay.

Information that you need to know

  • These loans are typically for 1-6 month terms
  • They are simple to set up and come with relevant documentation
  • We do require personal guarantees for these loans
  • Your terms of repayment can be tailored to your individual needs

Paul Michel Finance: The better way to manage your business finances

The finance solutions that we provide have been carefully created in such a way that they complement each other. By seamlessly integrating with one another, we can deliver to you a complete cash flow and working capital solution.

Paul Michel Finance is partnered with Fifo Capital and acts as a representative of their services. Speaking with Paul, he will be able to inform you as to how much funding you are able to obtain and how quickly it can be accessed – Paul will also be able to inform you of the associated costs of using such a service.

More importantly, working with Paul Michel Finance, you will have the confidence you need in order to meet new orders from your customers whilst driving growth for your business.

We look forward to speaking with you.

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